Archive for December 2018

What Kind of Loan You Would Prefer

The Housing Action Loan, formerly known as the 1% employer loan or employer loan, is intended for employees of non-agricultural private sector companies with at least 10 employees. The employer, by contributing to the Inter-professional Housing Fund (CIL), offers the possibility to its employees to benefit from this loan particularly interesting thanks to its advantageous rate.

Loan Action Housing

  1. Loan Action Housing: rate, amount and duration
  2. How to benefit from the Housing Action Loan?
  3. Apply for Housing Action Loan
  4. Other useful information
  5. Your questions / Our answers

To remember

To be employed or retired from a private non-agricultural enterprise of + 10 employees

  • Priority for first-time buyers
  • For a principal residence or work
  • For the acquisition of new or old housing
  • Rate capped at 1% over a maximum period of 20 years

Loan Action Housing: rate, amount and duration

Loan Action Logement is a loan issued by the organization that collects employer contributions from a non-agricultural company with more than 10 employees. Its rate is less than 1% and the duration of the loan is between 5 and 20 years.

It is therefore a supplementary loan that cannot be subscribed alone (except for certain works). As a result, some banks consider payday loans australia as a contribution, it can even be used to pay notary fees.

Feel free to do a mortgage simulation and ask for our advice!

How to benefit from the Housing Action Loan?

To qualify for the Housing Action Loan, it is necessary that the Energy Performance Diagnosis (DPE) housing is included in A and D, otherwise the file will be refused.

Priority to first-time buyers

A first-time buyer is a person who realizes for the first time a real estate purchase, or who for more than 2 years does not own their principal residence (even if they have a second home).

The acquiring first-time buyer who wishes to acquire an existing principal residence that does not require work, will have to justify resources (RFR N-2) lower than the ceilings of the Social Accession Loan (PAS) to benefit from the Housing Action Loan. The conditions under which resources are not critical are as follows:

  • Construction or acquisition of a new dwelling respecting the energy performance conditions.
  • Acquisition of a dwelling of more than 20 years requiring works representing at least 20% of the final cost price of the operation.

Help for homeowners

Logement is a priority destination for first-time buyers. However, the owners have the possibility to obtain a grant of 5,000 to 10,000 € under the following conditions:

Professional mobility: the file must be submitted within 2 years of the change of workplace.

To find out if your work is eligible for the Housing Action Loan, do not hesitate to ask the collector organization of your company. It is this organization that establishes your file, defines its admissibility and calculates your debt ratio.

The Perfect Scrap Metal Works for Your Choice

Volumetric light letters are a bright, well-marked sign and are perfect for the exterior design of shops, restaurants, hairdressers, cinemas.

See examples of light letters

The first billboard was created in America in 1900. Since then, outdoor advertising has been actively developing and has undergone many changes. Today, the scope of goods and services can not be imagined without outdoor advertising. For many potential consumers, it is the main guideline in finding and choosing a product. And therefore it is very important that banners, extensions, signs look convincing, attractive and feature high quality. Where it is better to order them and what price for manufacturing can be considered reasonable? Let’s figure it out. With the famous for used scrap metals the deals are perfect now.

Advertising banners and streamers in outdoor advertising

Banner is one of the most popular types of outdoor advertising. It is a rectangular canvas, which has an advertising and informational character. The banner can be fixed on the shield near the road, then it will be called a billboard. Most often billboards are installed in close proximity to the advertised object. Huge-sized banners that cover part or the building’s entire wall are called firewalls. Another effective means of outdoor advertising are stretch marks – narrow horizontal canvases located above the roadway, across streets or malls.

All of the above media advertising is designed for visual perception, should attract attention and encourage action – the purchase of a product or service. There are a number of techniques that allow you to achieve this effect. For example, the information content should be combined with readability and conciseness – a passerby’s view will linger on the signboard for just one second, but he must have time to understand what he is offered and why he needs it. Compare these posts:

As we see, the fewer words and the more intelligently they are placed, the easier it is to perceive the text. The same applies to images. They should not be much, the picture is needed bright and catchy. In addition, the letters must be readable and clearly visible.

Banner is the most popular form of outdoor advertising. Stretch marks are less popular, but they are indispensable if necessary in a short time to notify a large number of people about the upcoming event: opening a store, a concert, a sale. Please note that stretch marks are bilateral, it increases their effectiveness by 30%. Find the very best options with the reputable signage company in singapore now.

Note the main advantages of using banners and stretch marks:

  • wide audience coverage;
  • possibility of long-term placement;
  • low cost per contact;
  • the ability to determine the geographical coverage of advertising;
  • Ease of manufacture and affordable cost.

From the history of advertising

The most ancient example of advertising is an inscription carved on stone in the first millennium BC, found among the ruins of the ancient Greek city of Memphis, it read: “I, Reno, from the island of Crete, understand dreams by the will of the gods”.